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Ayushman Scheme (PM-JAY)

Ayushman Bharat Pradhan Mantri Jan Arogya Yojana — up to ₹5 lakh per family per year of free hospital cover.

Last updated: 31 Aug 2026

What is PM-JAY?

Ayushman Bharat PM-JAY is the world's largest government-funded health assurance scheme. It provides a health cover of up to ₹5,00,000 per family per year for secondary and tertiary care hospitalisation to eligible families identified through the SECC 2011 database and state-specific criteria.

On DOkTM, you can search for providers that accept Ayushman beneficiaries and compare services before you commit. Use the Ayushman column on each provider card to see entitlement-based availability.

Official resources & links

Reference documents (PDF)

PDF links point to the official PM-JAY portal and may be moved or updated by the government without notice.

How to use your Ayushman cover with DOkTM

  1. Confirm your beneficiary status on the PM-JAY portal above and carry your Ayushman Card.
  2. On DOkTM, search for your required service and filter by providers accepting Ayushman.
  3. Send a quotation request — the provider will confirm entitlement and any pre-authorization requirements.

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